Dave Destefano | Professional Mortgage Broker

Dave Destefano || March 28, 2022

Variable Rate Mortgages Almost Always Cost Less

Variable-rate mortgages have been around for nearly forty years. Banks were first allowed to offer them as interest rates rose in the 1980s. During this time, lenders found themselves holding...

Dave Destefano || March 07, 2022

Take Your Time with Mortgage Pre-Approval

Mortgage applications are time-consuming and require a lot of information to be collected and assessed before deciding whether to grant it or not. From application to signing the finalized paperwork...

Dave Destefano || February 23, 2022

Tax Implications for Homeowners

Tax season is approaching, and while we don't usually talk much about taxes with our clients, it is an excellent time to learn about the tax implications of being a homeowner. For the most part, being...

Dave Destefano || February 11, 2022

Using The Home Buyers' Plan for Your Down Payment

Saving a down payment is a problem for many new home buyers. High home prices and strict mortgage rules require up to a 20% down payment for houses with a sale price of over $1 million. At the same...