Dave Destefano | Professional Mortgage Broker

Dave Destefano || October 28, 2021

Housing Supply is the Key to Affordability

With the average price of a home in Canada rising 35% since 2019, many people worry that homeownership may be getting out of reach, especially for younger, first-time buyers. It's a valid concern as...

Dave Destefano || October 27, 2021

A Snapshot of the Canadian Mortgage Market

Mortgage debt is rising at its fastest pace in over 10 years, yet arrears have fallen to record lows. Meanwhile, more mortgage shoppers are opting for variable rates and a growing...

Dave Destefano || October 14, 2021

Mortgage Insurance Explained

Buying a home is filled with new and sometimes bewildering terminology and concepts. Mortgage insurance is one of those pieces of the mortgage process which first-time homebuyers often don't fully...

Dave Destefano || October 07, 2021

Housing Boom or Real-Estate Bubble?

Average house prices across Canada have continued to rise since 2002, with brief exceptions for the credit crisis of 2008 and attempts by the Bank of Canada to cool the market in 2017. That's when the...