Dave Destefano | Professional Mortgage Broker

Dave Destefano || February 04, 2022

What is Amortization and Why it Matters

Amortization is a word you'll hear a lot when applying for a mortgage. What is it exactly, and why is it important? Understanding the concept of amortization helps you know how much your mortgage...

Dave Destefano || January 27, 2022

The Bank of Canada Left Rates Unchanged. Now What?

The Bank of Canada may have raised its inflation forecasts, but it didn’t raise interest rates this week as many had expected. At its first rate policy meeting of the year,...

Dave Destefano || January 26, 2022

Prepare Now for Mortgage Rate Increases

You've read the news reports and heard the analyst reports. They say that interest rates are about to begin rising. In January, the governor of the Bank of Canada stated as much. And the United States...

Dave Destefano || January 21, 2022

Will the Bank of Canada Hike Early on Inflation Concerns?

Earlier this week, we learned that Canada’s headline CPI inflation rose to a 30-year high of 4.8% in December. That had a number of economists concerned, with many saying the...