Dave Destefano | Professional Mortgage Broker

Dave Destefano || August 24, 2021

The Bank of Canada's Role in Influencing Mortgage Rates

We spend a lot of time thinking about interest rates and searching for the signs of change to advise our clients accordingly. We give our clients the best advice on new mortgages and locking in or...

Dave Destefano || August 16, 2021

What's Fueling the Hot Housing Market in Niagara Falls?

The housing market in some areas of the country is cooing down slightly. It may be due, in part, to the effects of recent changes to the mortgage stress test. On the other hand, Niagara Falls is still...

Dave Destefano || August 10, 2021

5 Common Questions About Mortgages for First Time Buyers

Getting a mortgage isn't the same as buying a car or buying other items on credit. Mortgages are complex legal agreements, and the approval criteria are much different. If you've never purchased a...

Dave Destefano || July 28, 2021

Is Canadian Mortgage Debt a Problem?

In April 2021, Canadians amassed the highest levels of new mortgage debt ever in a single month, adding almost $18 billion in new mortgages. In fact, mortgage debt in Canada is at an all-time high....