Dave Destefano | Professional Mortgage Broker

Dave Destefano || July 28, 2026

Mortgage Broker vs. Your Bank: What's the Real Difference?

Most people in Niagara get their first mortgage the same way: they walk into the bank branch where they've had a chequing account since high school and take whatever they're offered. It feels safe, it...

Dave Destefano || July 21, 2026

Drowning in High-Interest Debt? Your Home Equity Might Be the Lifeline

If you're juggling credit card balances, a car loan, and maybe a line of credit on top of your mortgage, you're not alone — and you're not stuck. For many homeowners across Niagara Falls, St....

Dave Destefano || July 14, 2026

Fixed vs. Variable: Which Mortgage Is Right for You?

It's the question I get asked more than any other as a mortgage broker in Niagara Falls: "Dave, should I go fixed or variable?" And my honest answer is always the same — it depends on you. Not on what...

Dave Destefano || July 07, 2026

Buying Your First Home in Niagara: Where to Actually Start

If you're thinking about buying your first home in Niagara, you've probably already fallen down the rabbit hole of listings, rate charts, and conflicting advice from friends and family. Let me...