Dave Destefano | Professional Mortgage Broker

Dave Destefano || May 20, 2021

My Credit is Bad. Can I Still Get a Mortgage?

Hey, we're not here to judge. There are a lot of reasons why your credit score may be in less than tip-top shape. The pandemic alone has impacted the financial situation of many Canadians who may have...

Dave Destefano || May 06, 2021

How Much Do I Need for a Down Payment?

For first-time home buyers and property investors, the amount of money you'll need to have available for your downpayment can be cause for concern. With housing prices continuing to rise, downpayments...

Dave Destefano || April 30, 2021

Should You Be Stressed About the Mortgage Stress Test?

New changes are coming soon for Canada's mortgage stress test, which could make it more difficult for homebuyers to get mortgage approval as of June 1, 2021. The mortgage stress test was first...

Dave Destefano || April 20, 2021

Getting a Mortgage When You're Self-Employed

A growing number of Canadians are turning to self-employment as their main source of income. A majority cite the independence and freedom of working for themselves as the main reasons for striking out...