Dave Destefano | Professional Mortgage Broker

Dave Destefano || January 11, 2022

Home Surtax Explored as Prices Continue to Rise

As new home prices marked the 20th consecutive month of growth, a new report backed by Canada’s housing agency called for a new annual tax to help address affordability. The...

Dave Destefano || January 05, 2022

When the Bank Says No Call a Mortgage Broker

The hot housing market and low interest rates have led to more people entering the market for real estate. To help keep things in check, Canadian policymakers have slowly tightened the rules around...

Dave Destefano || December 22, 2021

What's Wrong with Online Mortgage Lenders?

On average, it takes between two and six weeks to get a mortgage from the initial application to signing the final paperwork. That may seem slow; however, mortgages are complicated legal agreements....

Dave Destefano || December 15, 2021

Why Would You Need a Second Mortgage?

With every mortgage payment you make, you own a little bit more of your home. Even if you are still many years away from fully repaying your mortgage, you are building equity. Many people don't...