Dave Destefano | Professional Mortgage Broker

Dave Destefano || May 08, 2026

How to Use a HELOC to Renovate Your Niagara Home in 2026

Your kitchen is 20 years old. The basement is unfinished. You've been staring at that bathroom since you moved in. You know the renovation would add value to your home and make your life better — but...

Dave Destefano || April 30, 2026

Self-Employed in Niagara? Here's How to Get a Mortgage in 2026

You run your own business. You work hard. You earn good money. But when you walk into a bank and ask for a mortgage, suddenly none of that seems to matter.If you're self-employed in Niagara Falls, St....

Dave Destefano || April 20, 2026

Fixed vs. Variable Mortgage in 2026: How to Decide What's Right for You

It's the question I get asked more than any other right now: should I go fixed or variable?And I get why. The gap between the two is real. As of late April 2026, the best 5-year fixed rate available...

Dave Destefano || April 13, 2026

The 2026 Mortgage Renewal Wave: What Niagara Homeowners Need to Know

For many homeowners across Niagara, 2026 will be an important year to revisit their mortgage. A large share of Canadian mortgages are set to renew in 2026, and many of those were originally locked in...